In today’s modular economy, the concept of programmable finance is now mainstream.
Whether you're building a multi-party marketplace, embedding finance into your product is now essential.
And in AU/NZ market, there’s one platform engineered to simplify financial logic:
**zngx.io**.
Why embedded finance?
Traditional payment platforms like Stripe or Square:
- Keep the financial layer external
- Treat all merchants as identical
- Aren’t NPP-native
But with ZNGX:
- You control merchant onboarding
- Embed wallets, payment rails, and transaction logic directly into your platform
- Focus on UX while ZNGX powers the backend
Use cases include:
- Gig platforms embedding split payments & tax logic
- Retail SaaS apps with built-in POS and wallet modules
- Logistics & fuel card apps embedding B2B finance
ZNGX’s architecture:
- REST + GraphQL endpoints
- KYB flows with ABN/ACN, AUSTRAC checks
- Programmable fund flows
- Payout engine supporting NPP
- AML, sanctions screening, and fraud detection baked in
Instead of plugging into someone else’s flow, ZNGX lets you:
- Define your own transaction rules
- Offer financial products inside your own app
- Launch regulated flows fast
Security and compliance:
- Encrypted embedded finance platform australia vaulting
- AU-hosted cloud
- Regulatory sandbox integration
ZNGX powers:
- Hospitality POS stacks
- On-demand services
- Web3 payments + fiat bridges
Example API flow:
- `POST /onboard` → Provision merchant, run AML/KYC
- `POST /wallets` → Enable KYC tiering
- `POST /transactions` → Pay out to card/bank
- `POST /rules` → Define logic for fraud, flags, routing
- `GET /payouts` → Automate reconciliation
Why ZNGX over other embedded finance platforms?
- AU-first stack
- Faster onboarding than traditional BaaS
- Production SLAs with 99.999% uptime
Already building with a global platform?
- Migrate from `Adyen` in weeks
- Maintain token security
- Preserve webhooks and endpoints via compatibility layer
- Get migration support from real engineers
Start building:
- Test your use case without red tape
- Migrate while live
- Expand fintech features safely
zngx.io = AU-native embedded finance.
???? [https://zngx.io](https://zngx.io) — Launch with confidence
Build the infrastructure you control.
Start with ZNGX.